Entries by Admin

Identifying and Avoiding Phone Scams

Every year, people report fraud, identity theft and bad business practices to the Federal Trade Commission (FTC) and law enforcement partners. According to FTC data, nearly 3 million people reported fraud in the past year, and 1 in 4 said they also lost money. The median loss in scams that start with a call is $1,200, […]

COVID-19 (Coronavirus) Service & Information Updates

With the world facing unprecedented challenges everyday, we at Lowe Tillson, hope that you and your family are staying healthy and safe. The outbreak of COVID-19 has created significant individual health and safety, risk management, and insurance coverage concerns.  If COVID-19 causes or results in damage to an insured’s business, coverage will depend on the specific facts […]

Winter Holiday Safety Tips

12 Days of Holiday Fire Safety More home fires happen on December 25 than any other single day except Thanksgiving. Fire officials are urging people to make fire safety part of the celebrations this holiday season. Start by making sure you have working smoke and carbon monoxide alarms. Have a home escape plan and share […]

Basics of Extended Homeowners Replacement Coverage

When purchasing coverage for their home, too many policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, storm or other event occur, they may find that the cost to rebuild far exceeds the original purchase price. This discrepancy can occur for a variety of reasons, including inflated […]

Uninsured and Underinsured Motorists

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and […]

Latest Safety Features for New Car Shoppers

Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time you’re in the market for a new vehicle: Adaptive cruise control: This type of cruise control automatically speeds or slows down your car based on […]

Tips for Preparing Your Home for Winter

Shut off water and drain outside faucets When traveling open up cabinets under the sink to help prevent pipes from freezing Make sure you have your chimney inspected and cleaned before using it this winter. Check your home’s heating and air conditioning system Paint, caulk and seal exterior wood Seal your masonry and hard surfaces […]

The Independent Agent Advantage

What do I give up by not using a licensed independent agent to purchase insurance? The disadvantage of not using a licensed agent to purchase insurance is that the policyholder does not receive as much, or often any, personal service. A licensed agent with whom there is direct contact can be vital when purchasing a […]

Lightning and Summer Storms

Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you need to know the steps to take in order to protect your family and home. Use these tips to stay safe during a lightning storm: Seek shelter in an enclosed […]

Quick Tips for Safe RV Usage

Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than an average car, there are additional hazards that come with owning and operating an RV. Many RV accidents can be avoided by following these helpful tips: Know the weight capacity […]

ALERT: Construction Industry

For our Construction clients: We received this notification from Donna Glover, an attorney with Baker Donelson, regarding a new Maryland law which will take effect on 10/01/2018. New Maryland Law Makes Construction GC’s Liable for Subcontractors’ Violations of Wage and Hour Laws Under Maryland wage laws, if an employer fails to properly pay its employees […]

Is Gap Coverage Right for You?

Guaranteed asset protection, or gap insurance is an optional automobile coverage that helps you transfer the financial risk if you are involved in an auto accident and you owe more for your vehicle than the amount that it’s worth.

Winter Holiday Safety Tips

12 Days of Holiday Fire Safety More home fires happen on December 25 than any other single day except Thanksgiving. Fire officials are urging people to make fire safety part of the celebrations this holiday season. Start by making sure you have working smoke and carbon monoxide alarms. Have a home escape plan and share […]

Grooming the Next Generation of Brokers

The average age of an insurance industry professional is 54, according to a study by the Independent Insurance Agents & Brokers of America, as bringing in younger talent has proven to be difficult. While brokerages struggle to recruit youthful brokers, family-run firms are enlisting their children and grandchildren to rise through the ranks to eventually […]

Business Insurance in Frederick and Gaithersburg, MD

New risks could impact your commercial and business insurance Commercial insurance is vital to your business welfare and will cover you in the event of most of the common events such as fire, theft and accidents. But how current is your business insurance when you consider rapid changes in the world we live in. Perhaps […]

Cyber Insurance is new territory in Rockville and Bethesda

Cyber Insurance is new territory in Rockville and Bethesda Cyber insurance is often overlooked despite the fact that cybercrime is on the rise. Viruses, cyber-attacks, network security breaches and online fraud are just a few of the issues that face companies and carriers alike. What would happen to your business if you suffered a serious […]

Life Insurance in Bethesda, Frederick, Gaithersburg, Rockville MD

Workers comp and life insurance from a reliable source Employers in Maryland are compelled by law to carry workers comp insurance. When you need to buy workers comp insurance you want to secure your cover from a carrier that offers competitive pricing, free safety services, efficient claims processing, fraud detection, reliability as well as financial […]

General Liability Insurance in Bethesda, Frederick, Gaithersburg

Personal, commercial and general liability insurance from a professional agent Insurance is the only effective instrument to help you plan financially for life’s disasters and mishaps. We live in a risky world and there is always something that will happen and result in you suffering some form of loss. The only way to protect your […]

Life Insurance in Bethesda, Frederick, Gaithersburg, Rockville MD

Workers comp and life insurance from a reliable source Employers in Maryland are compelled by law to carry workers comp insurance. When you need to buy workers comp insurance you want to secure your cover from a carrier that offers competitive pricing, free safety services, efficient claims processing, fraud detection, reliability as well as financial […]

General Liability Insurance in Bethesda, Frederick, Gaithersburg

Personal, commercial and general liability insurance from a professional agent Insurance is the only effective instrument to help you plan financially for life’s disasters and mishaps. We live in a risky world and there is always something that will happen and result in you suffering some form of loss. The only way to protect your […]

Life Insurance for Bethesda, Gaithersburg, Frederick and, Maryland

Is Home Care Included In Life Insurance? If you have life insurance and are recovering from a surgery, or if you require 24hr professional medical assistance, you may have thought about the possibility of using life insurance to pay for the expenses involved with hiring a home care assistant. The good news is that this […]

Commercial Insurance for Frederick, Gaithersburg, and Maryland

What Type Of Commercial Insurance Do You Need For Your Business? There are very few better feelings in the world than the one you get when you see your business being born. Positive thoughts, pride and happiness are inundating your mind and soul and for a few days you feel as if you were walking […]

Homeowners Insurance in Frederick, Gaithersburg, and Maryland

Homeowners insurance that gives you proper coverage It is important to have the right homeowners insurance protect your substantial real estate investment as well as your contents and valuables. Not all home insurance policies are the same and you need to know what you are covered for and what not. For proper home insurance advice […]

Frederick and Maryland, We Have General Liability Insurance!

General liability insurance is an important part of your risk management General liability insurance covers you in the event of injury to another person or damage to that person’s property as a result of an accident or mishap involving your business. We live in a legally aggressive society and when an accident happens you could […]

Workers Comp Insurance and Life Insurance for Frederick and Maryland

Workers comp and life insurance from a trusted source Every business must have workers comp insurance to protect employees and employers in the event of a work related accident. The law requires employers to purchase workers comp insurance that provides an exclusive remedy for accidents at work, whether someone is at fault or not. If […]

Car Insurance for Frederick, Gaithersburg, and Maryland

Auto and car insurance keeps you protected and mobile Owning and driving a vehicle is big responsibility that should not be taken lightly. Apart from possible damage your safety and that of others is at stake. It does not matter whether you live or work in Bethesda, Frederick, Gaithersburg, Maryland, or Rockville, the state law […]

General Liability Insurance for Maryland and Frederick

General liability insurance covers you in the event of a 3rd party civil claim One of the biggest risks facing a business is that of a liability suit. Whether you operate a business in Bethesda, Frederick, Gaithersburg, Maryland or Rockvill, there is always the risk of an accident, a mishap or some unfortunate event that […]