Homeowners Insurance in Frederick, Gaithersburg, and Maryland

Homeowners insurance that gives you proper coverage

It is important to have the right homeowners insurance protect your substantial real estate investment as well as your contents and valuables. Not all home insurance policies are the same and you need to know what you are covered for and what not.

For proper home insurance advice in Bethesda, Frederick, Gaithersburg, Maryland or Rockville you can contact Lowe-Tillson agency.  They will work closely with you and structure homeowners insurance to match your needs and your budget.

There is more to homeowners insurance than meets the eye. For example does your home insurance cover you for the full replacement value of your property and your possessions? Perhaps your insurance only covers the depreciated amount? Does your homeowner’s policy cover you in the event of a flood? What if a guest is injured on your property and then files a liability claim against you?  There are many more questions like these but you get the point.

It makes sense to speak to the professionals in the insurance field. They understand the details of your homeowners policy and how it relates to your property, your possessions and your lifestyle.  You want the type of home insurance that covers your buildings, your structures, your fixtures and your content. Perhaps you own a valuable collection of paintings or antiques. Such items are not covered by standard home insurance.  They need to be listed separately and insured separately.

Floods are one of the biggest threats to your home and your property. In most cases your homeowner’s policy won’t cover you for flood damage. You need separate flood insurance. What about water damage that is not caused by a flood?  Does your insurance covers you for water damage from a burst pipe or geyser?

Apart from your property you also need to cover yourself in the event of a liability claim. Accidents do happen and we live in a legally aggressive country.  For home insurance good and proper you should contact Lowe-Tillson agency and get the peace of mind knowing that you are covered for the unexpected and life’s mishaps.